Note 02Mileage · 5 min read
Mileage Changes That Matter
Why your annual mileage estimate matters and what tends to shift when you start picking up gigs.
For informational purposes only. Gig Driver Notes is not an insurance company, agent, broker, or marketplace, and nothing on this page is insurance advice.
Annual mileage is one of the few numbers a personal policy actually relies on. It is also one of the easiest things to underestimate when a driver picks up a few app shifts on weekends and watches the odometer creep upward.
We look at common mileage brackets, what a meaningful change actually looks like, and how drivers often track their numbers without buying extra software.
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Note 01
Personal vs. Commercial Use
Where insurers commonly draw the line between everyday driving and on-demand delivery work.
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Note 03
Coverage Gap Basics
The kinds of gaps that frequently show up between a personal auto policy and gig-app coverage.
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Note 04
Reading Your Declarations Page
A short tour of the policy document drivers actually receive, in plain English.
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